4 Elements of an Estate Strategy Learn about the importance of having an estate strategy in this helpful and informative video. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. Protect Your Retirement Income Gain the confidence and ability to enjoy retirement the way it should be enjoyed. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.